Sunlight Tax/Money Bootcamp Program [BASIC TRAINING]

  • $1,597 or 3 monthly payments of $597

BASIC TRAINING

Basic Training is a self-study program for you to go at your own pace. Includes 17 jargon-free, instant-access, empowering trainings, quizzes for retention, and our signature No Fear Taxes simple spreadsheet bookkeeping system. Designed to meet you where you are and teach you how to take control of your taxes and money. Lifetime access + reminder calendar to get you results.

Contents

Start Here

Money Bootcamp First Steps Video
Money Bootcamp Welcome Survey
What if I have questions?
Sunlight Tax Money Framework
Sunlight Tax LLC - Bootcamp Agreement

Sunlight Tax Calendar (Financial Date Nudges & Reminders)

Never miss a tax deadline!
The Sunlight Tax downloadable calendar will help you track important tax deadlines and keep those bookkeeping and accounting timelines on your working radar - with helpful tips from me. It will also point you towards trainings in Money Bootcamp that become relevant at that time of year so that you review the right training at the right time.

Sunlight Tax Calendar (Financial Date Nudges & Reminders)

Roadmap: How to Navigate the Courses & Pace Yourself

Each month, I recommend that you budget time:

  • to watch the videos in the section once for a general understanding

  • then watch again to take notes on your questions about the material, and to make a to do list for yourself

  • budget additional time to implement your to do list (this may look like planning time, discussions with your partner, bookkeeping time, or time on the phone with your bank)


Here is your roadmap for navigating the Money Bootcamp course material.

Recommended course order:

1. Taxes for Creative + Mission-Driven Freelancers: Self-Employment
This 3-part section gives you the foundation to understand everything else in Money Bootcamp.

If you're on a deadline to get your books started, you can skip ahead to 2. Deductions and then 3. the No Fear Taxes training. But you'll need to come back and complete the Taxes for Artists: Self-Employment section before proceeding with everything else. 

The rest of the modules are in a logical order and build on each other, so I recommend doing them in order.

Your pace is up to you, but I recommend doing one training per month. You might want to watch the videos twice: the first time to wash over you, the second time to take notes and create an action plan for yourself.  You may want to keep a list of questions related to each training section as well.

Aside from the Taxes for Creative and Mission-Driven Freelancers module, all the trainings have a written outline that the videos follow closely. Especially if you're a visual learner, I recommend printing out the outline and following along as you watch.

Money Bootcamp Action Guide

BELIEVE: Mindset Makeover

BELIEVE: Money mindset tricks to help you
Making Habits that Help You with Lisa Zahiya
Money Mindset tips printout
Preview

UNDERSTAND: Taxes for Creative + Mission-Driven Freelancers: Self-Employment

This 3-part section gives you the foundation to understand everything else in Money Bootcamp. 

If you're on a deadline to get your books started, you can skip ahead to 2. Deductions and then 3. the No Fear Taxes training. But you'll need to come back and complete this section before proceeding with everything else. 
Outline for Taxes for Creative + Mission-Driven Freelancers content, with resource list
Introduction to Freelance Taxes (for Creatives & Mission-Driven People)
Quiz - Intro to Creative + Mission-Driven Freelancers' Taxes
The W2: When you understand it, you'll understand your own taxes better
Quiz - The W2: When you understand it, you'll understand your own taxes better
What does a freelancer owe in taxes?
Quiz - What Does a Freelancer Owe in Taxes?
Paying taxes quarterly
Quiz - Paying Taxes Quarterly
How to calculate what you owe in tax each quarter
Quiz - How to Calculate What You Owe in Tax Each Quarter
The Schedule C: Where you report freelance/sole proprietor income
Quiz - The Schedule C: Where you report freelance/sole proprietor income
Your tacit agreement with the IRS: Profit Motive
Quiz - Your Tacit Agreement with the IRS: Profit Motive
Losses in your creative practice
Quiz - Losses in your Creative Practice
Expenses
Quiz - Expenses
How to Pay Yourself

UNDERSTAND: Deductions

This is a fun part: what you get to deduct, and how it saves you money. You'll learn everything you need to know about deduction rules and record-keeping. 

Do this module before setting up your books. Why? If you don't know the deduction rules, you will screw your books up.
Visual Guide to the Schedule C categories
What's the deal with receipts? A guideline for Creatives and Mission-Driven Freelancers' records
Your Business Deductions Deep Dive OUTLINE
IRS-Proof Your Business Deductions Deep Video
Quiz - Your Business Deductions Deep Dive

UNDERSTAND: 1099s - How to Issue Them and Know if You Need To

All About Issuing 1099s Workshop Outline
All About Issuing 1099s Workshop + Q&A
Quiz for All About 1099s

ORGANIZE: Bookkeeping Setup Decision - SPREADSHEET VS. SOFTWARE

Bookkeeping is your key action in getting your financial shit together. I won't lie: setting it up is a big job. To curb the overwhelm, I recommend taking it in small chunks. Try to get years of mess settled neatly in a new system in one day? You will have an emotional breakdown. Give yourself some space to learn the system, and schedule regular sessions to use it? Yes - that's how you succeed. Aim for improvement, not perfection.

There are two options here. 

Option 1: No Fear Taxes: Simple Spreadsheet Bookkeeping System. This is my own system I use for my painting practice, and developed over 15 years as an artist and accountant. If your goal is getting your numbers organized for a simpler tax experience, this is for you. You can use it to calculate estimated quarterly taxes, for sure, and it has built-in formulas to help you. However, because it is simple, it has some limits: if you need payroll, reports (like a Profit & Loss statement, Balance Sheet or Cash Flow statement), or if you are a product-based business that tracks Cost of Goods Sold and does not file a Schedule C as an "Independent Artist Writer or Performer" (NAICS code: 711510), then you will need bookkeeping software, not my spreadsheet setup. 

Option 2: Bookkeeping with QuickBooks Self-Employed Tutorial. If you need bookkeeping software, this one is for you. Note: I don't love Quickbooks, it's just the industry standard, and that's why my tutorial is on it. Other softwares you can try are Wave (free, but hiring help may be worth it), Xero, Sage, and Freshbooks. These are just a few of many. 

You can watch both and then decide, or use this guide to determine if you're better to set up on software or a simple spreadsheet.

Bookkeeping Setup Decision_ SPREADSHEET VS. SOFTWARE
Which bookkeeping is right for you?

ORGANIZE: Bookkeeping Setup: SPREADSHEET SYSTEM

You have a choice between a spreadsheet and software when you set up bookkeeping. 

This section will teach you how to set up your books on a SPREADSHEET.

Spreadsheet bookkeeping is good for:
  • people with fewer transactions
  • people with simple/straightforward businesses
  • people who don't need to track numbers more often than every quarter
  • people who don't need to run reports (like Profit + Loss statements, Balance Sheets and Statements of Cash Flow)
  • people who don't need to track COGS (cost of goods sold. NB: Independent Artists, Writers and Performers are not required to track COGS. Other sellers of physical products ARE required to)
If you need reports, payroll, COGS or have a lot of moving parts, then you should choose to set up your books using software, not a spreadsheet. (See the next section).
Bookkeeping Training written outline as you watch video
Spreadsheet Training Part 1: Introduction
Quiz for Spreadsheet Training Part 1
Spreadsheet Training Part 2
Quiz - Spreadsheet Training Part 2
Spreadsheet Training Part 3
Bonus: Retirement comparison calculator
Blank Bookkeeping Workbook for you
Sample Freelancer's spreadsheet to see how it works
Bookkeeping Process Guide written outline

ORGANIZE: Bookkeeping Setup: SOFTWARE

Bookkeeping is your key action in getting your financial shit together. I won't lie: setting it up is a big job. To curb the overwhelm, I recommend taking it in small chunks. Try to get years of mess settled neatly in a new system in one day? You will have an emotional breakdown. Give yourself some space to learn the system, and schedule regular sessions to use it? Yes - that's how you succeed. Aim for improvement, not perfection. And remember, you're getting a year of guided group work sessions, so you will get a bunch of practice before you're flying solo.

There are two options here. 

Option 1: No Fear Taxes: Simple Spreadsheet Bookkeeping System. This is my own system I use for my painting practice, and developed over 15 years as an artist and accountant. If your goal is getting your numbers organized for a simpler tax experience, this is for you. You can use it to calculate estimated quarterly taxes, for sure, and it has built-in formulas to help you. However, because it is simple, it has some limits: if you need payroll, reports (like a Profit & Loss statement, Balance Sheet or Cash Flow statement), or if you are a product-based business that tracks Cost of Goods Sold and does not file a Schedule C as an "Independent Artist Writer or Performer" (NAICS code: 711510), then you will need bookkeeping software, not my spreadsheet setup. 

Option 2: Bookkeeping with QuickBooks Self-Employed Tutorial. If you need bookkeeping software, this one is for you. Note: I don't love Quickbooks, it's just the industry standard, and that's why my tutorial is on it. Other softwares you can try are Wave (free, but hiring help may be worth it), Xero, Sage, and Freshbooks. These are just a few of many. 
Visual Guide to the Schedule C categories
Bookkeeping for Taxes (w/QBSE Tutorial) Outline
Bookkeeping for Taxes: with Quickbooks SE tutorial
QuickBooks Self Employed Set Up Checklist
Bookkeeping Checklist
Quickbooks Online vs Quickbooks Self Employed Chart
Accounting Explainer Bookkeeping
Basic Accounting Explainer
MD Bookkeeping Business Card

ORGANIZE: Legal and Tax Setup for your Business

A basic roadmap for setting up your business legally. Guest host Dr. Katherine de Vos Devine, is not just a PhD Art Historian, but an art law expert and attorney for artists. She walks you through the areas to consider as you set up. 

We cover legal considerations for taking your business online, including valuable legal language you can use to protect yourself right now, uncover the use of an LLC and touch on other business/tax entities you may consider in the future. Plus Katherine clarifies when you do need a lawyer, and when you don't.

This module is the best value in Money Bootcamp - this session alone would cost you the entire price of Bootcamp if you sat with each of us in individual sessions.  Dig in to the resource lists - they have a lot of info to help you implement your business setup as easily as possible.
Outline for Setting up Your Business: Legal and Accounting Steps
Legal and Tax Setup for Your Business Training
Quiz - Legal and Tax Setup for Your Business
New Rules for LLCs: How The Corporate Transparency Act Affects You
File Your BOI Report: New Rule for LLCs

ORGANIZE: Numbers You Should Know

Business Numbers You Need to Know

ORGANIZE: Set Up Your Year for Taxes

Set Up Your Year for Taxes Outline
Set Up Your Year for Taxes
Quiz for January: Set Up Your Year for Taxes

PLAN: Personal Finance

Personal Finance is not rocket science - but knowing the basics can get you really far. Take the time to apply it to your specific situation, and make a plan. Your own personal finance plan gets your through an emergency, keeps you on track, and moves you to your dream goals.
Personal Finance: Written Outline
Personal Finance: Tracking Net Worth and Managing Uneven Cash Flow
Quiz - Personal Finance: Tracking Net Worth and Managing Uneven Cash Flow
Uneven Cashflow Worksheet
Net Worth Statement Worksheet
Personal Finance Cheat Sheet (for the Overwhelmed): Order of Operations When Building Your Financial Security
The Personal Finance Attitude Adjustment
Managing Uneven Income with Tamara Bates

PLAN: Year-End Tax Planning

Year-End Tax Planning Outline
Setting Up Year-End Tax Planning
Year-End Tax Planning Survey

MAXIMIZE: Save Like a Millionaire: Tax Shelters (IRAs, 401ks, etc)

This section is about leveling up. When you use tax-advantaged accounts for your money, you get extra tax savings. But you can also supercharge your money's growth. When you combine tax shelters with investing power (that's the next section), you get higher levels of growth because the suppressing effect of your investments' taxable activity is blocked. So if putting money into investments is growth, then investing inside of a tax shelter is supergrowth.
Save Like a Millionaire/Tax Shelters written outline
Save Like A Millionaire: Tax Shelters & How to Use Them
Quiz for Save like a Millionaire/ Tax Shelters

GROW: Investing to Grow Wealth: Make a Plan, Keep it Simple

The basics of investing are not as hard as you think. And the good news is that the most boring, simple methods are also the most consistently lucrative. 

People who want to make money off handling your investments have a reason to intimidate you: why pay them if it's easy enough to do yourself? Why pay them to do the consistent, simple thing? Shouldn't they go out and prove their worth by trying to make complicated moves and beat the market, even though research proves that most investors don't beat the market more than 50% of the time (ie chance)? Why should they try to make things clear to you, when your confusion is why you're paying them?

A basic education in investing will pay you dividends (maybe even literally). You really can do it all yourself. And even if you pay for help, it will help you sort the ethical fee-only CFP from the slimy fee-based broker who steers you to investments where he makes a larger cut. And the options in robo-advising are opening new avenues for guidance at a reasonable price.

Lastly, your investments can change the world. Not just the people in your life. So I talk about the ways to invest ethically and use your money to create genuine positive change. When your wealth aligns with fighting for social and environmental justice, you will start to feel your power to change the world for the good.


Handout for Investing to Grow Your Wealth: How, Why and Tips to Keep it Simple
Investing to Grow Wealth: Tips for Keeping it Simple
Quiz for Investing to Grow your Wealth

Bonus Content

How to Deduct a Home Office/Studio
The 24-Hour Money Fix
How to Get More Grants with Paddy Johnson
Authentic Sales with Sarah M. Chappell
How to Read Your Tax Return
How to Thrive in a Recession
How to Stash Even More F***-You Money: How the Secure 2.0 Act Expands Your Retirement-Funding Options
New Rules for LLCs: How The Corporate Transparency Act Affects You
MONEY MINDSET: What I've Learned Doing Creative People's Taxes
General Changes/What To Look For With The Executive Orders
How to Review Your Tax Return
To consider if your profit is consistently over $60,000: S Corp. status decision maker
6/12 Live Session: Estimated Quarterly Taxes Workshop
Unpacking the New Tax Law: What You Need to Know
Breaking Down Trump’s New Tax Law: Cars, New Loan Interest Deduction, and Expiring Energy Credits
New Tax Bill: No Tax on Tips, No Tax on Overtime and New Deduction for Seniors
New Tax Bill: Student Loans: New Borrowing Limits, Changes to Repayment Plans
9/10/25 PART 1 - Live: Estimated Quarterly Taxes Workshop
9/10/25 PART 2 - Live: Estimated Quarterly Taxes Workshop