Investing to Grow Wealth: Make a Plan, Keep it Simple

The basics of investing are not as hard as you think. And the good news is that the most boring, simple methods are also the most consistently lucrative. 

People who want to make money off handling your investments have a reason to intimidate you: why pay them if it's easy enough to do yourself? Why pay them to do the consistent, simple thing? Shouldn't they go out and prove their worth by trying to make complicated moves and beat the market, even though research proves that most investors don't beat the market more than 50% of the time (ie chance)? Why should they try to make things clear to you, when your confusion is why you're paying them?

A basic education in investing will pay you dividends (maybe even literally). You really can do it all yourself. And even if you pay for help, it will help you sort the ethical fee-only CFP from the slimy fee-based broker who steers you to investments where he makes a larger cut. And the options in robo-advising are opening new avenues for guidance at a reasonable price.

Lastly, your investments can change the world. Not just the people in your life. So I talk about the ways to invest ethically and use your money to create genuine positive change. When your wealth aligns with fighting for social and environmental justice, you will start to feel your power to change the world for the good.